CAPITAL LENDINGS
Fast Capital For
Growing Businesses
Helping business owners access working capital for cash flow, inventory, equipment, payroll, expansion, and new opportunities.
WHAT WE HELP WITH
Capital, Built Around Your Business
Cash Flow
Support day-to-day operations and working capital needs.
Growth
Use capital for expansion, marketing, or new opportunities.
Inventory & Equipment
Funding for supplies, inventory, equipment, and business needs.
Speed
Faster and simpler than traditional bank processes.
HOW IT WORKS
A Simple Path To Capital
Apply
Fill out our short application form.
Submit
Submit required documents securely.
Review
Get reviewed for approval amount and terms.
Decide
Choose whether the offer makes sense for your business.
REQUIRED DOCUMENTS
What You'll Need
Businesses must be operating for a minimum of 6 months with active business revenue and consistent bank activity.
- Last 3 months business bank statements
- Photo ID
- Voided business check
- Short application form
WHO WE HELP
Built For Operating Businesses
We Fund
- Small businesses with active revenue
- Consistent business bank activity
- Operating 6+ months
We Don't Fund
- —Nonprofits
- —Startups with no revenue
- —Businesses with no business bank activity
WHY US
Why Businesses Choose Ray Capital Lending
Fast Approvals
Simple application process and quick funding decisions.
Secure Document Uploads
Business information and documents are securely reviewed.
Dedicated Support
Direct help throughout the funding process.
Flexible Funding Solutions
Funding options for inventory, payroll, equipment, expansion, and cash flow.
Trusted by business owners seeking fast and professional funding solutions.
GET STARTED
Business Funding Application
FAQ