LEGAL

Terms & Conditions

Effective Date: May 2026

Welcome to Capital Lendings. By using this website, you agree to the following Terms & Conditions. Please read them carefully.

1. Services

Capital Lendings provides business financing assistance and connects businesses with potential funding solutions, including working capital, equipment financing, and other commercial lending products.

Submitting an application does not guarantee approval or funding.

2. Eligibility

To apply for funding through our website, businesses must:

  • Be actively operating for a minimum of 6 months
  • Provide accurate and truthful information
  • Submit required documentation including:
  • Business bank statements
  • Government-issued photo ID
  • Voided business check

3. No Guarantee of Funding

Funding approvals, rates, and terms are determined by third-party lenders and financial institutions. Capital Lendings does not guarantee:

  • Approval
  • Specific funding amounts
  • Interest rates
  • Repayment terms

4. User Responsibilities

You agree not to:

  • Submit false or misleading information
  • Attempt unauthorized access to the website
  • Use the website for unlawful purposes

5. Communication Consent

By submitting your information, you consent to receive calls, emails, and text messages regarding your funding inquiry, including automated communications.

6. Third-Party Providers

We may share submitted information with trusted lending partners in order to evaluate financing options.

7. Website Content

All branding, text, logos, and website materials are property of Capital Lendings and may not be copied or reproduced without permission.

8. Limitation of Liability

Capital Lendings is not liable for:

  • Funding decisions made by lenders
  • Financial losses
  • Website interruptions or technical issues

9. Changes to Terms

We reserve the right to update these Terms & Conditions at any time without prior notice.

10. Contact

Capital Lendings
Email: raycapitallending@gmail.com